USDA Business & Industry (B&I) Loans
Flexible, high-leverage rural business financing backed by a federal guarantee — expertly guided by Murphy Commercial Capital.
100+ Happy Clients
Murphy Commercial Capital Can Help
When your business operates in a rural community, access to capital shouldn’t be a barrier to growth. USDA Business & Industry (B&I) loans are one of the most powerful, flexible, and borrower-friendly commercial loan programs available today—and Murphy Commercial Capital is recognized as a leading expert in helping business owners secure them.
If you’re looking for long-term, affordable financing to expand, refinance, acquire, or stabilize your business, USDA B&I may be the program that unlocks your next stage of growth.
Why USDA B&I Loans Are So Valuable
USDA B&I loans were created to strengthen rural economies by offering:
What USDA B&I Loans
Can Be Used For
USDA B&I funds can support nearly every stage of business growth, including:
Who Qualifies?
Your business may be eligible if:
Not sure if you qualify?
We’ll check your eligibility in minutes.
USDA B&I Loan Terms (At a Glance)
These extended terms often result in dramatically lower monthly payments compared to traditional commercial financing.
Loan Amount
Interest Rates
Real Estate Term
Equipment Term
Working Capital Term
Guarantee Percentage
Why Businesses Choose MCC for USDA B&I Loans
USDA loans are powerful—but complex. MCC specializes in navigating (and simplifying) them.
With Murphy Commercial Capital, you get:
Hospitality (hotels, motels, lodges)
Ready to See if Your Project Qualifies? Our team will analyze your business, financials, and project at no cost.Manufacturing & Processing
Agriculture-related Businesses
Retail
Transportation & Logistics
Health Care
Senior Care
Breweries & Distilleries
Auto Repair & Dealerships
Childcare Centers
Renewable Energy & Rural Development Projects